This step is similar to what happens to an individual seeking to obtain a personal loan from a financial institution. 这一步与个人从金融机构贷款时的情况类似。
I suggest you apply our Personal Loan scheme which offers you a high credit amount. 我建议您申请我们的“私人贷款”计划,这项贷款享受的额度较高。
Also in debt with lots of personal loan. 还欠下很多私人贷款。
In most cases, the loan will be an unsecured ordinary bank loan, or personal loan as it is usually called. 在多数情况下,贷款银行将抵押贷款一般,还是像一般所谓的个人贷款。
Fine. Would you fill in a personal Loan Application Form? 好,请填一下个人贷款申请表。
Online pay, credit card and personal loan make customers enjoy the fast and convenient modern life. 网上支付、信用卡、个人贷款让客户体会现代生活的方便快捷。
A company can no longer give a personal loan to any CEO or executive officer. 一家公司可以不再给个人贷款,以任何的CEO或行政主任。
My bank wants to call in my personal loan. 银行要我把私人贷款立即还清。
Study on Business Process Improvement of Zhengzhou Personal Loan Center, Henan Branch of China Construction Bank 建行河南省分行郑州个人贷款中心业务流程优化研究
The commercial banks in cities ought to open a new operation of personal loan service. 城市商业银行应当开创个人贷款这一新的业务领域。
Commercial housing lean is one of the major personal loan species of commercial banks, most of which think highly of the developement of this business. 商业性住房按揭贷款是商业银行个人信贷业务的主要品种之一,各家商业银行都十分重视此项业务的拓展。
A Design and Implement of Personal Loan Accounting System 个人贷款核算系统设计及实现
In the light of dissatisfactions of existing personal credit scoring methods, support-vector-machine ( SVM) which has many good properties including global convergence and good ability of extension is put forward and applied to evaluate personal loan application. 针对传统个人信用评估方法的不足,鉴于支持向量机具有全局收敛性和良好的推广能力,本文将这种新方法应用到信用评估中,并进行了实例应用。
The banking system employs a variety of techniques to evaluate personal loan applications. 银行系统使用许多方法去对个人贷款申请进行评估。
Then it completes the case researches below with data mining technologies: ( 1) With decision-tree algorithm, it creates a model which classifies the credit degrees of personal loan customers. 具体地,完成了如下实例研究:①利用判定树算法对信用度好的个人信贷客户进行归纳分类模型的建立。
With the continuous expansion of business scale, the number of non-performing loans is also concomitantly increase; and the line current staffing of China Construction Bank Hunan Branch could not meet the working need of the personal loan collection. 随着业务规模的不断扩大,不良个贷也随之产生、增加;而该行现有的人员配备情况无法满足不良个贷催收工作的需要。
CCB Shaanxi branch to establish personal loan business in the same industry advantage, the establishment of the Shaanxi branch personal loans center as the city of Xi 'an personal loan business background centralized processing mechanism. 建行陕西省分行为确立个人贷款业务在同业中的优势,成立了陕西省分行个人贷款中心作为西安市个人贷款业务的中后台集中处理机构。
The personal loan is like a raging fire to development rapidly and thus promotes the economy in Yanbian area. 其中个人贷款业务也随之如火如荼的得以快速发展,促进了延边州经济的不断发展。
At the same time, the author points out that the precaution of personal loan risk is confronted with such problems as imperfect credit information bureau, deficient related laws and regulations, difficulty of collateral realization and improper operation. 同时指出在个人信贷风险防范上还存在个人征信系统不完善、相关法规尚不健全、抵押物难以变现、操作不规范等问题。
In this paper, we use the personal loan data from a commercial bank of prefecture-level city in Shandong Province to make an empirical study. 本文针对山东省某地级市商业银行的个人贷款数据进行了实证研究。
Afterwards, has carried on the analysis to the Gansu construction bank personal loan service flow restoration system support. 之后,对甘肃建行个人贷款业务流程再造的制度支持进行了分析。
Mainly include personal liabilities business, personal loan business, personal pay to settle accounts the business and act for the business, the electronics bank business with personal investment and finance business etc.. 主要包括个人负债业务、个人贷款业务、个人支付结算业务、代理业务、电子银行业务和个人投资理财业务等。
On the other side, the personal loan business has also become the greatest potential business in commercial banks with the change of Chinese consumers shopping habits. 而个人贷款业务随着中国消费者消费习惯的改变也已成为商业银行未来最有潜力的业务,亟待通过识别不同细分市场,挖掘潜在客户来进行系统的客户价值管理。
Currently the personal loan is mainly put into house mortgage loans. However the decrease of spread and disordered competition leads nearly zero profit from such business. 尤其是当前各商业银行的个人贷款均主要投向房屋按揭贷款,而存贷利差的缩小,加上各商业银行无序的竞争,导致该业务基本无利可图。
Through analyzing the limitation of portfolio risk policy making mechanism of restricting personal loan quota in theory and actual operation it advances analyzing marginal risk of newly increased loan combining the former research conclusion. 分析了我国通过限制单个借款人最大借款限额来进行组合风险决策在理论和实际操作上的缺陷,结合我国前人研究成果提出建立分析新增贷款的边际风险来进行中小企业贷款组合风险决策。
But there are many problems in the risk control and prevention aspects, which need to be strengthened, especially in personal loan business. 但是在风险控制与防范方面还存在很多问题,亟待加强,特别是在个人信贷方面。
Consequently, in this thesis, the research of personal loan center case will enlighten the national joint-stock bank reform in progress. 因此,本文对个贷中心案例的研究,应该对国有股份制银行正在进行的变革有一定的启示意义。
Through the analysis of personal loans development, the paper researches mainly on the comprehensive benefits to the society from the personal loans. Starting from solving problems in personal loans, we constantly improve the personal loan types, to maximize the benefits. 通过分析银行个人贷款业务的发展,主要研究贷款给社会带来的综合效益,从解决个人贷款业务发展中存在问题出发,不断完善个人贷款品种,使其效益最大化。
Pointed out the personal loan flow restoration is the realization take the customer as a center, promotes the personal loan service overall efficiency, decreases the personal loan service risk the personal loan flow. 指出个人贷款流程再造是实现以客户为中心,提升个人贷款业务整体效率,降低个人贷款业务风险的个人贷款流程。